Equipment Trailer Financing

Contractors and farmers who need reliable equipment trailer capacity to move skid steers, excavators, tractors, and heavy machinery. We connect you with lenders who finance equipment haulers of all sizes.

Initial application is intended for matching. If a lender needs a hard credit pull, you will be notified first.

What You Can Finance

Bumper Pull Equipment Trailers

Single and tandem axle bumper pull equipment trailers for hauling compact equipment like mini excavators and small skid steers.

Gooseneck Equipment Trailers

Heavy-duty gooseneck configuration for maximum payload. Required for larger skid steers, full-size excavators, and heavy machinery.

Dovetail and Tilt Trailers

Trailers with hydraulic tilt or fixed dovetail ramps for easy loading of equipment with low ground clearance.

Lowboy and Step Deck Trailers

Ultra-low deck trailers for oversized and tall equipment that cannot be hauled on standard flatbed or equipment trailers.

Who This Is For

Site Work Contractors

Grading and excavation contractors who need to move skid steers, mini excavators, and plate compactors between jobs.

Landscapers

Landscape companies hauling zero-turn mowers, compact tractors, and small equipment on equipment trailers.

Farmers

Agricultural operations moving tractors, implements, and farm equipment between fields and facilities.

Equipment Rental Businesses

Rental companies who deliver and retrieve equipment from customer sites using their own fleet of equipment trailers.

How Approval Works

1

Apply in under 2 minutes

Name, phone, credit range, and the unit you want. No hard pull at this stage.

2

Matched with the right lender

Commercial lenders who understand your equipment type and business situation.

3

Fast decision

Most approvals happen within minutes to a few hours. We move fast so you don't lose the unit.

4

Go get your equipment

Once approved, move on the unit before another buyer does. Quality commercial equipment moves fast.

Credit and Down Payment

All Credit Situations Considered

We work with buyers across the full credit spectrum. Down payment, income, and the equipment itself all factor into the decision alongside your credit score.

Down Payment Options

Programs vary by lender. Some options available with little to no money down. A larger down payment improves your rate and approval speed.

New Businesses Welcome

Startup operators and new LLCs accepted by multiple lenders in our network. Come with your situation and we will find the fit.

Browse Inventory

Find current inventory on Torque Hub and apply when you find the right unit.

Frequently Asked Questions

Can I finance a used equipment trailer?

Yes. Quality used equipment trailers are commonly financed. Lenders evaluate deck condition, axle rating, and ramp functionality.

What weight rating do I need?

Depends on what you are hauling. Skid steers need at least 10,000 lb capacity. Excavators may need 14,000+ lb.

Can I finance an equipment trailer for a new business?

Yes. Equipment trailers serve as strong collateral and are accessible for new businesses.

How fast is approval?

Equipment trailer financing typically happens within hours. Trailer loans are well-understood by commercial lenders.

Do I need a CDL to haul an equipment trailer?

Depends on combined vehicle and trailer weight. Combinations over 26,001 lbs GVWR typically require a CDL.

Ready to Finance an Equipment Trailer?

Get financing in place and start moving equipment. Takes less than 2 minutes.

Get Approved Now