Skid Steer Financing

The most versatile machine on any job site. Get financing on a skid steer or track loader so you can take on bigger jobs and put the machine to work before it's fully paid off.

Initial application is intended for matching. If a lender needs a hard credit pull, you will be notified first.

What You Can Finance

Skid steers and track loaders are among the most commonly financed pieces of construction equipment because they generate revenue immediately across a wide range of applications.

Wheeled Skid Steers

Standard wheeled skid steers for job sites where maneuverability and speed matter. Bobcat, Case, Cat, John Deere, New Holland, and other major brands.

Compact Track Loaders

Rubber track loaders for soft ground, slopes, and sensitive surfaces. Better traction and flotation than wheeled machines in challenging conditions.

Mini Skid Steers

Compact utility loaders for tight spaces, landscaping, and light-duty work. Smaller footprint with strong versatility for residential and commercial jobs.

High-Flow and High-Horsepower Models

Larger skid steers with high-flow hydraulics for demanding attachments and high-output applications like cold planers, mulchers, and trenchers.

Who This Is For

Contractors

Site work, grading, excavation, and demolition contractors who need versatile compact iron on every job.

Landscapers

Lawn and landscape companies who use skid steers for grading, material handling, and cleanup work.

Farmers

Agricultural operations using skid steers for material handling, barn cleaning, and farm maintenance.

New Businesses

Startup contractors and operators getting their first machine. Equipment financing is accessible for new businesses.

How Approval Works

1

Apply in under 2 minutes

Basic info, credit range, and the machine you want. No hard pull at this stage.

2

Matched with equipment lenders

Lenders who understand compact equipment, hours, and contractor business models.

3

Fast decision

Skid steer financing is well-understood by lenders. Most approvals come back within minutes to a few hours.

4

Put the machine to work

Once approved, move on the unit and start generating revenue. Quality compact iron moves fast.

Credit and Down Payment

All Credit Situations Considered

Skid steers are strong collateral. Lenders are often more flexible with compact equipment than larger commercial vehicles because of the broad demand and resale market.

Down Payment Options

Some programs available with little to no money down. A down payment improves your terms and can help buyers with challenged credit get approved faster.

Startups Welcome

New businesses and first-time buyers are accepted by multiple lenders in our network. Come with your situation and we will find the fit.

Browse Skid Steers and Equipment

Find current skid steer and compact equipment inventory on Torque Hub.

Frequently Asked Questions

Can I finance a used skid steer?

Yes. Financing is available for quality used skid steers. Lenders evaluate hours, condition, and age alongside your credit when underwriting.

What brands can be financed?

Most major brands including Bobcat, Case, Caterpillar, John Deere, New Holland, Kubota, and others. Brand matters less than condition and hours.

Can a startup business finance a skid steer?

Yes. Equipment financing for new businesses is available through several lenders. The machine serves as collateral which improves accessibility.

How many hours is too many for skid steer financing?

It depends on the lender and the machine condition. Well-maintained machines with higher hours can still be financed. The full picture matters more than hours alone.

How fast is approval?

Most skid steer financing approvals happen within minutes to a few hours. Compact equipment is well-understood by lenders and moves quickly.

Ready to Put a Skid Steer to Work?

Get financing in place before the right machine is gone. Takes less than 2 minutes to apply.

Get Approved Now