Owner-operators and small fleets who need a Class 8 truck that earns. We connect you with commercial lenders who understand OTR hauling and long-haul operations.
Initial application is intended for matching. If a lender needs a hard credit pull, you will be notified first.
Semi truck financing covers the full range of Class 8 over-the-road and regional haul trucks. Our lender network understands commercial trucking and the economics of owner-operator businesses.
Long-haul OTR trucks for owner-operators running national freight lanes. New and used sleeper cabs from major manufacturers.
Regional and local haul trucks for operators who don't need a sleeper. Ideal for short-haul freight, local delivery, and dedicated routes.
Class 8 tractors in both tandem and single axle configurations for various freight and hauling applications.
High-mileage fleet trucks for operators on tighter budgets who need a reliable unit to get started or expand.
Getting your authority and buying your first truck. We work with startup operators entering OTR hauling.
Adding a second or third unit to your fleet. Commercial lenders who understand the trucking industry.
Building a small fleet of 2-10 trucks. Financing for growth-stage trucking businesses.
CDL, down payment, and revenue history can offset a lower credit score with many commercial lenders.
Name, phone, credit range, and the truck you want. No hard pull at this stage.
Lenders who specialize in Class 8 financing and understand owner-operator business models.
Most approvals within a few hours. Larger Class 8 loans may require additional documentation.
Once approved, move on the unit and get your operation rolling.
We work with owner-operators across the full credit spectrum. CDL status, freight contracts, and down payment all strengthen your application.
Semi truck loans typically require more down than smaller commercial vehicles. A stronger down payment improves your rate and approval odds significantly.
New MC numbers and startup operators are accepted by multiple lenders. Come with your CDL, authority, and what you can put down.
Browse current semi truck and tractor-trailer inventory on Torque Hub.
Yes. Most semi trucks on Torque Hub are quality used units. Lenders evaluate age, mileage, and condition alongside your credit profile.
Yes. Some lenders specialize in first-time owner-operators. A solid down payment and CDL can strengthen your application significantly.
Most lenders require a valid CDL for Class 8 financing. Some programs allow financing pending CDL completion.
We work with all credit situations. Revenue history, CDL status, and down payment all factor into semi truck financing decisions.
Most approvals happen within a few hours. Class 8 loans may require additional documentation depending on loan size.
Get financing lined up before someone else grabs the unit. Takes less than 2 minutes to apply.
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