Delivery businesses, contractors, and mobile service operators who need a box truck that earns from day one. We connect you with lenders who finance straight trucks and cargo vehicles.
Initial application is intended for matching. If a lender needs a hard credit pull, you will be notified first.
12 to 26-foot box trucks for delivery routes, freight hauling, moving companies, and last-mile logistics operations.
Reefer trucks and refrigerated cargo vehicles for food service, catering, and cold chain delivery businesses.
Box trucks outfitted for plumbing, electrical, HVAC, and other trades businesses operating mobile service fleets.
Box trucks for moving companies and equipment rental businesses serving residential and commercial customers.
Last-mile delivery operators, freight carriers, and logistics companies who need reliable cargo capacity.
Tradespeople who use box trucks as mobile shops for tools, materials, and equipment on the job site.
Retail, catering, and service businesses who need a box truck to operate and grow their business.
New businesses and first-time buyers getting their first commercial vehicle. Box trucks are among the most accessible commercial vehicles to finance.
Name, phone, credit range, and the unit you want. No hard pull at this stage.
Commercial lenders who understand your equipment type and business situation.
Most approvals happen within minutes to a few hours. We move fast so you don't lose the unit.
Once approved, move on the unit before another buyer does. Quality commercial equipment moves fast.
We work with buyers across the full credit spectrum. Down payment, income, and the equipment itself all factor into the decision alongside your credit score.
Programs vary by lender. Some options available with little to no money down. A larger down payment improves your rate and approval speed.
Startup operators and new LLCs accepted by multiple lenders in our network. Come with your situation and we will find the fit.
Find current inventory on Torque Hub and apply when you find the right unit.
Yes. Financing is available for quality used box trucks. Lenders evaluate age, mileage, and condition alongside your credit.
Most sizes from 12-foot to 26-foot box trucks are financeable. Larger trucks may require more documentation.
Yes. Box trucks are accessible for startup businesses. A solid down payment and personal credit are your strongest tools.
Most approvals happen within minutes to a few hours. Box trucks are well-understood by commercial lenders.
Most box trucks under 26,000 GVWR do not require a CDL. Always verify with your state DMV for your specific truck weight.
Get financing lined up before the right unit is gone. Takes less than 2 minutes.
Get Approved Now