For contractors, haulers, and operators who move materials for a living. Get financing on a dump truck that can go to work the day you buy it.
Initial application is intended for matching. If a lender needs a hard credit pull, you will be notified first.
Dump trucks are one of the most commonly financed commercial vehicles because they generate revenue from day one. Our lender network understands this — and they underwrite accordingly.
Lighter payload, easier to maneuver. Common for landscapers, small contractors, and property maintenance crews doing gravel, mulch, and soil work.
The workhorse of the hauling industry. Heavier payload capacity for grading, excavation, demolition, and material hauling on larger jobs.
Maximum payload capacity for high-volume hauling operations. Ideal for quarry work, large site development, and commercial construction.
Side dumps, belly dumps, and transfer dumps available depending on lender and unit availability through Torque Hub inventory.
Site work contractors who need reliable dump capacity to keep jobs moving on schedule.
Single axle dump trucks for material delivery, cleanup, and debris removal jobs.
High-cycle operators who need a dump truck that can handle heavy, repeated loads without issues.
Getting your first dump truck and building your hauling business. We work with new operators and startups.
Name, phone, credit range, and the truck you want. No hard pull at this stage — just initial matching.
Commercial lenders who know dump trucks, understand operators, and can move quickly on approval decisions.
Most approvals come back within minutes to a few hours. No sitting around waiting for a bank to call you back.
Lock in the unit before another buyer grabs it. Quality dump trucks move fast on the used market.
Including buyers with scores below 600. Revenue history and down payment matter as much as credit score for many commercial lenders.
Some programs available with little to no money down. A stronger down payment improves your terms. We work with what you have.
Startup operators and new LLCs are accepted by many lenders in our network. Come with your situation — we will find the fit.
Find current dump truck inventory on Torque Hub and apply for financing when you find the right unit.
Yes. Financing is available for quality used dump trucks. Most lenders look at the truck condition, age, and mileage alongside your credit and income when making a decision.
We work with all credit situations including buyers with scores below 600. A solid down payment or strong income history can help offset a lower credit score with many commercial lenders.
Yes. Some lenders specialize in startup operators and new businesses entering the hauling or contracting industry. Come with your situation and we will find the right fit.
Down payment requirements vary by lender and credit profile. Some programs are available with little to no money down. A larger down payment generally improves your rate and approval odds.
Most approvals happen within minutes to a few hours. We move fast so the truck doesn't go to another buyer while you are waiting.
Get your financing lined up now. The right truck won't sit on the lot for long.
Get Approved Now